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Old May 7th, 2013, 02:43 AM
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Budmaas Budmaas is offline
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Cool Best Retirement pension plans in india

Instead of Life insurance - I prefer Retirement Pension Plans.

What are pension plans and how do you identify the best pension plan in India? Is it the LIC pension plans or some pension plan policies from pvt companies or some unit linked plan from companies claiming to provide you with Rs. X for Y numbers of years once you retires? In this article we will see some of the disadvantages of pension plans in India and how they work.

Just for knowledge.

Waste marketing of policybazaar.com
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Old May 7th, 2013, 03:27 AM
ungalprasad ungalprasad is offline
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Re: Best Retirement pension plans in india

It is always wise to open a SIP account and keep on investing in any top mutual funds.

Investing in mutual fund will yield a very good return in Long Run and are less risky than equity.

All retirement plans, child plans in India are BS and are only aim to make money from investors. They in turn invest that money largely into Mutual Funds; earn from it; charge you in the name of admin or other expenses. They play all the years with your money and at the end give you pre determined pension.

It is your money all the way, but you are restricted to use it in any emergency case. Even you can not get this fully in one lump sum; you are only entitled to pension. There are many things which can screw you up.

If you keep on investing in Mutual funds; all money would be yours; you can withdraw the whole lump sum when your planned retirement age reaches and put it in any FD. You can plan so many things.

So beware, study well the tacties behind all schemes.

MF are always best.
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