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  #1  
Old September 13th, 2006, 01:00 AM
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Lightbulb A very Important & Useful information for everybody-Plz dont miss

Dear Friends I'd like to share a very Useful & Important information about

these Multinational Non-Indian Banks


This information is known to a very few people. If U have any Credit Card or taken a loan from these banks, & Unfortunately

becomes defaulter, wat they do is, outsource ur information to Collection agencies, who get their share by collecting the

money from U. Can U guess why these Banks does not do this collection themselves??? because of our country's law. SHOCKED

Not believing me! But this is true, when these Multinational Non-Indian Banks came for business in our country, the

Govt. of India restricted these banks from Sue-ing the citizens of India, in short they cannot file case against U if U

become their defaulter, they can only file a case against U, if & only if Ur Cheque get dishonored (bounced). Thats why these

collection agency people try to harras U, frighten U.


So the Moral of the Story:

1) Never ever be defaulter of these Banks.

2) If Unfortunately it happns, dont panic, esspessially in front of Collection agency people, they cannnot do anything legal against U untill & unless Ur cheque bounces.

3) Never give more cheques in pressure from Collection agency people.

4) If agency people harras U, just fright them by saying to complain against them in police, & if required, just complain against them, esspessialy in Comsumer Courts, U will get good & early Justice.

5) Dont Panic, if someone calls & Says "we are speaking from Court or Police Station" these are one of the ways of these Rascal agency people to frighten U, just say them in return that just go legal & send me a legal Notice.

6) Sometime they even say on phone that Warrants have been Issued against U, never panic, because it can never hppn, Warrants cannot be issued without Summons delivered to U.

7) Never give small amount cheques or cash to them if they say that u have to give some minimum payment etc. This payment is never deducted from ur Credit taken, just say them to Settle ur A/c in 1, 2 or 3 shots.

8) Never give money, if the receipt is not having Banks authority.




Still, if any of U people require any kind of Suggestion from me in this regard, just feel free, because whatever I've written here is from my Personal experiences.

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Old September 13th, 2006, 03:17 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by Desi Baawra

So the Moral of the Story:
Dont borrow from ANY bank beyond your means.

Karja lekar ghee mat piyo thats all.
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Old September 13th, 2006, 04:17 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by Serial_Killer
Hello Cindy.
Cindy who??? The lady from Crowferd market?
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Old September 13th, 2006, 07:40 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by pakkidost
Dont borrow from ANY bank beyond your means.

Karja lekar ghee mat piyo thats all.
Dalda pee lein to chalegaa? aur cindy ghee kyun peeti hai?

another koshchan...if collection agency people say we have photos of you drinking ghee...than what to do?

Last edited by Gordon Gecko; September 13th, 2006 at 07:43 AM.
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Old September 13th, 2006, 07:53 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by Gordon Gecko
Dalda pee lein to chalegaa? aur cindy ghee kyun peeti hai?

another koshchan...if collection agency people say we have photos of you drinking ghee...than what to do?
Agar cash main haisiyat ho to dalda kyun shuddh ghee piyo kisne roka hai?

Cindy is from Crowferd market so wo ghee to piyegi nahi, must be drinking dalda i think.

Aur agar karja loge nahi to collection agency wale tumhara kuch nahi bigad payenge.

So pocket main jitna paisa ho utna hi ghee ya dalda piyo aur collection agency walon ko khoob pose do. Bindaas. Kya?
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Old September 13th, 2006, 08:00 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by pakkidost
Agar cash main haisiyat ho to dalda kyun shuddh ghee piyo kisne roka hai?

Cindy is from Crowferd market so wo ghee to piyegi nahi, must be drinking dalda i think.

Aur agar karja loge nahi to collection agency wale tumhara kuch nahi bigad payenge.

So pocket main jitna paisa ho utna hi ghee ya dalda piyo aur collection agency walon ko khoob pose do. Bindaas. Kya?
ek aur koshchan..sorry last one...maine dalda liya...usmein thodi grease mix nikal aayi...petrol khatam ho gaya tha to thoda bohat subah gaadi mein daal ke office chala gaya...baaki saara pada hai..I want to return karja i.e. dalda to multinational bank after reading your advice...is there any harja in doing that? how should I go about formulating my arja(request) to return the karja?
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Old September 13th, 2006, 09:27 AM
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Re: A very Important & Useful information for everybody-Plz dont miss

Quote:
Originally Posted by Gordon Gecko
ek aur koshchan..sorry last one...maine dalda liya...usmein thodi grease mix nikal aayi...petrol khatam ho gaya tha to thoda bohat subah gaadi mein daal ke office chala gaya...baaki saara pada hai..I want to return karja i.e. dalda to multinational bank after reading your advice...is there any harja in doing that? how should I go about formulating my arja(request) to return the karja?
Nahi koi Harja nahi in returning your karja. Rather isase tumhara darja hi improve hoga karja dene walo ke itihaas main.

Bade logon ki basha main bole to....isase tumhari credit history improve hogi.

So clear that credit card you maxed on ghee and dalda and start drinking water instead. Water is much better for health then ghee or dalda.
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