Site up and down intermittently - the reason!

[echarcha]

There is nothing secretly happening nor any issues financially.

Since a few months all Indian credit and debit cards have adopted the latest security standards (the banks called it 3D security) for online payments.

What this means is that when you pay with your card online, an extra page shows up (served by Visa or Mastercard depending on your card) where you need to enter your special PIN/password. Once you do this, the transaction is allowed.

Now American Express did not have this kind of situation and I was using my American Express card issued by Amex in India. Now they too have adopted this security measure.

The problem is at our ISP's end. The payment gateway they use does not provide for this extra step. Hence all transactions fail when such an extra page does not show up.

In India it is easy to use Netbanking but our ISP does not have this feature. Maybe most online sites in the US dont have Netbanking option.

So to further solve this issue, I tried signing up with PayPal India and link my credit card. But then again the Indian banks do not honor any transaction without the extra step.

Now sending money from your own account to some other account overseas is a cake walk in the USA, but in India, there are RBI regulations in place (since a few months) where you cannot send a single dollar to anywhere unless you go and fill up a form and then prove what the payment is for, etc etc. Then you can do a wire transfer. In India there is Western Union and MoneyGram. These are great if you are receiving money from overseas BUT they too have these RBI based strict procedures which makes it virtually impossible to send money out.

So there it is.... I have been speaking with American Express to help me make such payments to our ISP like it used to happen automatically in the past till a few months ago.

So when this snag happened, our own Charchilla and now sgars has helped out by making payments. I will pay them but I can only pay them in INR and in some Indian bank account.

Guys, dont jump to conclusion and starting making wild guesses and speculations without asking me about it.

[sarv_shaktimaan]

So that Raghuram Rajan fellow and black money is to be blamed for it?

[kalidas]

Originally Posted by echarcha

There is nothing secretly happening nor any issues financially.

.
.

I will pay them but I can only pay them in INR and in some Indian bank account.

.

Sounds like a financial issue to me.

[sarv_shaktimaan]

for a second I read it as sit up and down intermittently .. uthak baithak karo kaan pakad ke.

[echarcha]

Originally Posted by kalidas

Sounds like a financial issue to me.

There is no financial issue. Even in the toughest of times the site has been up. Many have helped out in the past when I was having difficulties.

Those days are gone and its not a money issue at all. Its a fucking banking and RBI regulations issue as explained. Also our ISP has not upgraded the payment gateway. What they do is something like an offline payment. This means I enter my credit card details and they store it. Then every month they connect to some API to collect payments. But that's where the issue arises - all cards from India require that there is a secondary level of password entered at time of transaction.

[kalidas]

Originally Posted by echarcha

There is no financial issue.


.... Its a fucking banking and RBI regulations issue as explained. Also our ISP has not upgraded the payment gateway. What they do is something like an offline payment. This means I enter my credit card details and they store it. Then every month they connect to some API to collect payments. But that's where the issue arises - all cards from India require that there is a secondary level of password entered at time of transaction.

Technically speaking, it is still a financial issue.

[sgars]

Originally Posted by sarv_shaktimaan

So that Raghuram Rajan fellow and black money is to be blamed for it?

And Baba Ramdev and co. for agitating against black money

It is probably also a ploy to keep rupee from going below 70 to a dollar.

[sarv_shaktimaan]

Originally Posted by sgars

It is probably also a ploy to keep rupee from going below 70 to a dollar.

This is how Modi will make sure Indian currency equals Dirham Dinar kya vikas hai